P2P rates & spreads
Where to buy USDT cheapest and sell it highest for your currency — by payment method and amount.
Frequently asked questions
Why do prices differ between exchanges?
Every P2P marketplace has its own merchants, payment methods and limits. That gap is what P2P arbitrage uses.
What is the inner spread?
The difference between the best sell and best buy price on the same exchange, typically captured by makers.
Is the data accurate?
These are real public offers, but they change every minute. Always open the offer on the exchange before trading.
Why compare P2P rates at all
The price of USDT on P2P is not a single number — it is hundreds of private offers. Every merchant sets their own rate, accepts their own banks and works within their own limits, so the same hryvnia or tenge buys a different amount of crypto depending on where you look. The gap between the best and the worst offer routinely reaches several percent, which on a thousand-dollar trade is tens of dollars that stay either with you or with the merchant.
Keeping five tabs open and refreshing them by hand is nobody's idea of fun, so we do it for you. This page polls Binance, Bybit, OKX, MEXC and KuCoin and puts their live offers into one table.
Reading the page
The board at the top holds four numbers: where crypto is cheapest to buy right now, where it sells highest, the gap between those two venues, and how all of it compares with the official dollar rate.
Next to every price we deliberately show the offer's limits and available size. That matters more than it looks: the most attractive price often sits on an offer where you can buy about fifty dollars' worth. A six percent spread on a 60 USDT trade is under four dollars — rarely worth the effort.
Filters
Enter an amount and the list keeps only the offers whose limits you actually fit. Pick a bank and it narrows to merchants who accept that exact payment method. The board then shows the numbers you can really trade on, not the theoretical best.
The spread matrix
The matrix answers one question: buy here, sell there — what do you get? The row is the buying venue, the column is the selling venue, and each cell holds the percentage before fees. Green means the route is in profit.
"Before fees" is the important part. Out of that percentage still come the network fee for moving coins between exchanges, any platform fee, and the time during which the price can move against you. Routes below one percent are usually eaten entirely by those costs.
Premium over the official rate
The last card compares the P2P price of a dollar in crypto with the central bank rate. A positive premium means people pay more for a dollar in USDT than it officially costs, which typically happens when hard currency is scarce or demand spikes. A negative one means crypto on that market is cheaper than the bank dollar.